Get your loan fast!
Welcome to our website, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

Shopping for a home? Thinking about it? Get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Want to refinance a current mortgage and strike while the rates are hot? We offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and we won't make you!

 You've earned your home equity. Make it count! Use our calculators and other tools to see how much you can borrow according to what you want to pay. We not only use technology but our experience to make cashing that check just around the corner.

WE SPECIALIZE IN
FIRST-TIME HOME BUYER (FTHB) LOAN PROGRAMS,
and we also provide the following services and loan programs:

• Purchase a home 1 day after Short Sale! (must be current on mortgage)
• Down Payment Assistance Program
• Loan Modification Professional Services
• Cash Out Refinance (even for currently Listed Properties!)
• Change in Rate/Term Refinance (Reduce your monthly payments!)
• 95%, 97% and 100% Financing (Purchase & Refinance)
• 102% Financing for Purchases
• Home Equity Loan
• Home Equity Line of Credits (As low as 2.00% below PRIME*)

• FHA Loans (Federal Housing Administration; Credit Score is not a qualifying factor!)
• VA Loans (U.S. Department of Veterans Affairs)
• Mortgage Credit Certificates (MCC) for First-Time Home Buyers
• CalHFA Benefit Programs (California Housing Finance Agency, for First-Time Home Buyers)
• CalPERS Benefit Programs (California Public Employee Retirement System)
• CalSTRS Benefit Programs (California State Teachers' Retirement System)
• Reverse Mortgages (No re-payment EVER! For Senior Citizens)

• Commercial Loans
• Land/Lot Loans
• Construction-To-Permanent Loans
• Renovation/Rehabilitation Loans
• Manufactured Homes

• No Pay Stub, No W2, No Tax Return (VOE Program)
• No Income, No Asset Vertification (No Doc)
• 3% Below Market Interest Rate
• 40 Years Term
• Interest-Only Payments
• Pick-A-Payment Option ARM
• As Low as 1% Pay Rate

• Foreclosure Bailouts
• 'Short Sale' Financing
• 'REO' Financing (Banks' Real Estate Owned properties)
• Same Day out of Bankrupcy Discharge Okay
• Non-Prime (Supposedly "Bad" Credit)
• Hard Money
• And even the "Hard-To-Do" Loans!

  Call (866) 538-6489