We provide the following services and loan programs:

  • Down Payment Assistance Program
  • Loan Modification Professional Services
  • Cash Out Refinance (even for currently Listed Properties!)
  • Change in Rate/Term Refinance (Reduce your monthly payments!)
  • 100% Financing (Purchase & Cash Out Refinance)
  • 102% Financing for Purchases
  • Up to 115% Home Equity Loan
  • Home Equity Line of Credits (As low as 2.00% below PRIME*)

 

  • FHA Loans (Federal Housing Administration; Credit Score is not a qualifying factor!)
  • VA Loans (U.S. Department of Veterans Affairs)
  • Mortgage Credit Certificates (MCC) for First-Time Home Buyers
  • CalHFA Benefit Programs (California Housing Finance Agency, for First-Time Home Buyers)
  • CalPERS Benefit Programs (California Public Employee Retirement System)
  • CalSTRS Benefit Programs (California State Teachers' Retirement System)
  • Reverse Mortgages (No re-payment EVER! For Senior Citizens)

 

  • Commercial Loans
  • Land/Lot Loans
  • Construction-To-Permanent Loans
  • Rehabilitation Loans
  • Manufactured Homes

 

  • No Income, No Asset Vertification (No Doc)
  • 3% Below Market Rate
  • 40 Years Term
  • Interest-Only Payments
  • Pick-A-Payment Option ARM
  • As Low as 1% Pay Rate

 

  • Foreclosure Bailouts
  • 'Short Sale' Financing
  • 'REO' Financing (Banks' Real Estate Owned properties)
  • Same Day out of Bankrupcy Discharge Okay
  • Non-Prime (Supposedly "Bad" Credit)
  • Hard Money
  • And even the "Hard-To-Do" Loans!

  Call (866) 538-6489

to speak to one of our Mortgage Consultants about your Loan Request.

Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

How can we get in touch with you?
*Name:
*Email:
Phone:
Address:
City:
*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

Note: Fields with an * are required


Equity Zone Mortgage Assisting Homebuyers & Homeowners Locally: The Greater Sacramento San Francisco Bay Area, & We Lend in All 50 States *Local Offices: San Jose, Antioch & Rancho Cordova, CA 95670
Phone: Toll Free Phone: Fax: Pager:

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